OUR PROGRAM

AFFORDABLE price or mortgage

The way our program works is very simple. The listed prices you see are for the construction of the new home or building ONLY. These prices do not include land, permits, or other soft cost.

The reason is that these items vary based on geographic location. Also, in many instances the customers have these items already addressed. For example, many property owners which have land simply want the home or building constructed, and do not need to purchase land. However, if you or your family need land for your home, we can offer a bundle package which includes all cost from land to permits, and other soft cost. All this will be included in one AFFORDABLE price or mortgage.

Land Costs

Land is very price sensitive based on where a person chooses to live and the size of the lot. We can have members of our team identify land for you and your family directly in or near the neighborhood you would like your new affordable home built. In some instances, we may already have land lots in the area you would like to live in and we can offer you an affordable home in that area at an affordable price or mortgage.

If you own land…

When signing up for your new affordable home or building, on the application in the section marked “land”, please tell us if you own land currently and where you want your new home or building to constructed. Please give the address including the zip code.

If you do not own land…

If you do not own land, simply tell us what city/town and state you would like your new affordable home or building to be in. This will allow our team to begin working on your project by finding the land you want for your new affordable home or building.

Hard Cost & Soft cost + Land Cost = Total Project Price.

Hard cost are costs that are directly related to construction like building supplies and labor. This is included in our listed prices. Soft cost are cost that are indirectly related to construction such as architecture, engineering, permitting, etc. Soft costs prices are sensitive to the city, county, or township you wish to have your home built. Generally speaking, soft cost are usually about an additional 15% of the construction cost. For example, if your new affordable home hard cost is $100,000, then the soft cost would be about $15,000 totaling about $115,000. If you need land, add the land price, and this will give you a picture of the general cost of your new affordable home. If your land cost is $40,000 then the general total is $165,000. Therefore, at a 30 year fixed mortgage at 2.9%, that will come to a monthly mortgage payment of about $700 per month.

  • *This is the cost of construction for the home only. This does not include soft costs like permits, architecture, engineering, etc. This does not include the land costs. This is just the hard cost of constructing the home only.

    **These are suggested starting mortgage rates for our affordable homes. This is based on the cost of constructing the home only. This affordable mortgage price is based near a 2.9% per annum interest rate at a 30 year fixed mortgage rate. No other cost are included in this mortgage.

    These prices are based on the construction costs of the home only. For some customers who own their own land, they simply just need the home to be constructed. Our website focuses on quoting the cost of building the home excluding the land cost and other soft costs such as permits, architecture, and engineering. Considering land values vary nationally and internationally, and permitting, architectural, and engineering cost vary by township, we can only focus on the hard construction cost of building the home via this website. However, if you need land for your affordable home, our staff can help secure land for you. This is a separate cost and we can help arrange financing for both the home and the land so that all cost are included in one complete price. We can include the cost of land, construction, permits, architects, and engineering all in one price.

    For example, a 3D printed home may be projected at about $150,000 for the construction costs, which is a monthly mortgage payment projected to be at about $650 per month with a fixed mortgage rate for 30 years. By adding the the land purchase, which may be projected at about $25,000 and architects, permits, and engineering costs which may be projected at about $15,000, this is a projected total of about $190,000 which is a monthly mortgage payment projected to be at about $800 per month with a fixed mortgage rate for 30 years.

    This website was reviewed by the legal team __________